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VOL. 8, ISSUE 1 (2026)
Economic pressures on ordinary families in Uttar Pradesh: Causes and solutions
Authors
Anjali Kumari
Abstract
This paper examines the financial problems faced by ordinary households
in Uttar Pradesh. It discusses the gap between banking access and actual
financial well-being, the rise of consumption debt, income instability, and
limited social security. The paper argues that while government schemes have
expanded banking reach, common people still struggle due to low financial
literacy, informal borrowing, and emergency expenses. Solutions include
strengthening cooperative banking, expanding insurance coverage, improving
financial education, and linking skill development to employment. The paper
provides a simple framework for understanding and addressing household
financial distress.
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Pages:76-78
How to cite this article:
Anjali Kumari "Economic pressures on ordinary families in Uttar Pradesh: Causes and solutions". International Journal of Social Research and Development, Vol 8, Issue 1, 2026, Pages 76-78
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